Connecticut Deemed Worst State for Retirees [POLL]

A colder climate and a high cost of living were just two of the criteria used by the TopRetirements website in naming Connecticut the worst state in which to retire this year.


When the TopRetirements website compiled the criteria for the top 10 worst states to retire in 2012, two states were actually tied for the number one spot: Connecticut and Illinois.

"Connecticut won the tie-breaker because it has much higher property taxes, income taxes and cost of living than Illinois," according to the TopRetirements website.

The announcement of the top 10 worst states in which to retire notes the following information for readers:

  • The list's purpose is to help baby boomers find places where they can enjoy their retirement without incurring more problems.
  • Each retirement is unique. If being near family is important, then one of the worst states to retire according to the site's criteria may be one of the best states to retire, when family is factored into the equation.

The Top 10 Worst Places to Retire (according to TopRetirements)

  1. Connecticut
  2. Illinois
  3. Rhode Island
  4. Vermont
  5. Massachusetts
  6. New Jersey
  7. Minnesota
  8. New York
  9. Maine
  10. Wisconsin

The Top Weighting Criteria Used

In 2011, Connecticut made the list too, but at number nine. The top weighted criteria used in 2011 was fiscal health, taxation and climate.

The criteria used to determine quality of retired life in 2012 were fiscal health, property taxes, income taxes, cost of living and climate.

A more detailed page on why Connecticut was chosen as the number one worst state to retire goes through the criteria in detail.


"Connecticut's manufacturing base has been seriously eroded and the state struggles to make ends meet," the TopRetirements website stated. "Still, inflation-adjusted 2007 per capita income of over $35,295 is the highest of any state."

Median home values in Connecticut differ depending on the area, the site noted. In Greenwich, for example, a starter home may cost $1 million. In the Hartford area, the third quarter 2011 median price was $232,900.

The national median is reportedly $169,500, according to TopRetirements.

"At 133, the cost of living is well above the national average of 100," the website noted.


"Connecticut is one of the highest taxed states in the country in spite of a wealthy population and significant revenues from the state's Indian casinos," the TopRetirements website stated. "In 2009, the state had the third highest state/local tax burden of any state."

The site also notes that in Connecticut, social security income is exempt on couples whose adjusted gross income is $60,000 or less and partially exempt when above $60,000.

The TopRetirements site lists towns in Connecticut that it has deemed welcoming to active adults, mainly due to the presence of active adult communities.

  • Avon
  • Madison
  • Mystic
  • Newington area
  • Niantic
  • Old Saybrook
  • Oxford
  • Pomfret
  • Sharon
  • Southbury
  • Stonington
  • Wallingford area
  • Washington
  • Willimantic


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